Sapana Bhavsar
Sapana has 15 years of experience in Human Resources. In her prior
stint with CRISIL, Sapana was leading the India HR Shared Services.
Sapana has 15 years of experience in Human Resources. In her prior stint with CRISIL, Sapana was leading the India HR Shared Services and was the Business HR for CRISIL’s Research division. Before CRISIL, Sapana was associated with Bank of America Merrill Lynch and has donned varied hats across the BAML entities.
Qualification: Sapana is a University Gold Medallist and has a Master’s degree in Labour Studies from Mumbai University.
Articles by team Marcellus
Indian Banks Don’t Need More Regulation, They Need More Leverage
Indian banks are often criticized for maintaining higher net interest margins (NIMs) compared to their global peers. However, despite higher NIMs, Indian banks’ average RoE of 6.9% over the past decade lags the average RoE of G7 countries’ banks of 9.2%. More importantly, Indian banks have one of the lowest excess return (RoE less 10-year […]
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Portfolio performance and update on fundamentals - June 2025
Global Compounders Portfolio (GCP): June was a constructive month for the portfolio and the broader index. However, the portfolio underperformed the index by approximately 190 bps, as markets were led higher by a sharp rebound in a handful of large-cap semiconductor names—despite elevated valuations. In contrast, our more defensive holdings, including Waste Connections, Berkshire Hathaway, […]
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The Final Commandment: Nurture the next Generation
Summary: Build a business which has multiple generations embedded in it. Train the next gen to be leaders, to understand the time value of money, to bring a disruptive point of view & fresh talent into the business. [To find out what the Ten Commandments of Indian Entrepreneurship are, please click here: https://marcellus.in/blogs/the-ten-commandments-of-entrepreneurship-in-india/] “The third and […]
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