Sapana Bhavsar
Sapana has 15 years of experience in Human Resources. In her prior
stint with CRISIL, Sapana was leading the India HR Shared Services.
Sapana has 15 years of experience in Human Resources. In her prior stint with CRISIL, Sapana was leading the India HR Shared Services and was the Business HR for CRISIL’s Research division. Before CRISIL, Sapana was associated with Bank of America Merrill Lynch and has donned varied hats across the BAML entities.
Qualification: Sapana is a University Gold Medallist and has a Master’s degree in Labour Studies from Mumbai University.
Articles by team Marcellus
Volatility underscores diversification benefits
Since inception 15 months ago, Marcellus Multi-Asset PMS (MAP-Balanced) has outperformed its benchmark by 2.44% points and Nifty 500 TSR Index by 4.57% points (annualised, net of fees and expenses). At that time, Indian equities had run up significantly and seemed overvalued when macro growth had slowed, the earnings cycle had already peaked and risk […]
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Marcellus' Portfolio Updates & Insights - November 2025
marcellus.in From Our CIO’s Desk The Long-Awaited Policy Response is Here The employment, wages and consumption slowdown that has played out in India post-Covid has now been recognised by India’s policymakers. Whilst their policy response has been substantive (especially with regards to boosting consumption, the mainstay of India’s economic growth), the structural issue of […]
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The Inevitability of Rupee Depreciation and How You Can Benefit from it
The Rupee loses approximately 40% of its value every decade. As a result, after paying taxes, you have less than a third of your income left in hand to finance your daily expenses and your long-term goals (like children’s education, retirement). However, it does not have to be like this. You can compound your wealth […]
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