We have all been there – on calls to customer service agents of banks or airlines or widget manufacturers or government departments; calls on which we are kept “on hold” for hours and then when we finally get to speak to an agent, we are presented with a complication or some sort of pre-qualification process which we have to go through before the agent can actually do anything useful for us. Chris Colin explains in this piece the psychological underpinnings of this behaviour and what it does to our mind.

Mr Colin writes: “In the 2008 best seller Nudge, the legal scholar Cass R. Sunstein and the economist Richard H. Thaler marshaled behavioral-science research to show how small tweaks could help us make better choices. An updated version of the book includes a section on what they called “sludge”—tortuous administrative demands, endless wait times, and excessive procedural fuss that impede us in our lives.

The whole idea of sludge struck a chord. In the past several years, the topic has attracted a growing body of work. Researchers have shown how sludge leads people to forgo essential benefits and quietly accept outcomes they never would have otherwise chosen. Sunstein had encountered plenty of the stuff working with the Department of Homeland Security and, before that, as administrator of the Office of Information and Regulatory Affairs. “People might want to sign their child up for some beneficial program, such as free transportation or free school meals, but the sludge might defeat them,” he wrote in the Duke Law Journal.”

Mr Colin says that corporates benefit enormously by breaking our motivation to enforce a fair deal: “ProPublica showed in 2023 how Cigna saved millions of dollars by rejecting claims without having doctors read them, knowing that a limited number of customers would endure the process of appeal. (Cigna told ProPublica that its description was “incorrect.”) Later that same year, the Consumer Financial Protection Bureau ordered Toyota’s motor-financing arm to pay $60 million for alleged misdeeds that included thwarting refunds and deliberately setting up a dead-end hotline for canceling products and services. (The now-diminished bureau canceled the order in May.) As one Harvard Business Review article put it, “Some companies may actually find it profitable to create hassles for complaining customers.””

Corporates are not the only people who benefit from psychologically breaking us; governments also have tendency to do this sort of thing. Mr Colin writes: “Sludge can also reduce participation in government programs. According to Stephanie Thum, an adjunct faculty member at the Indiana Institute of Technology who researches and writes about bureaucracy, agencies may use this fact to their advantage. “If you bury a fee waiver or publish a website in legalese rather than plain language, research shows people might stay away,” Thum told me. “If you’re a leader, you might use that knowledge to get rid of administrative friction—or put it in place.”

More ingeniously, an expert on how to build & run call centres, Amas Tenumah, tells Mr Colin that workers in these centres are trained to speak in a manner that is intended to demotivate you: “I mentioned that I frequently felt like I was talking with someone alarmingly indifferent to my plight.

“That’s called good training,” Tenumah said. “What you’re hearing is a human successfully smoothed into a corporate algorithm, conditioned to prioritize policy over people. If you leave humans in their natural state, they start to care about people and listen to nuance, and are less likely to follow the policy.”

For some people, that humanity gets trained out of them. For others, the threat of punishment suppresses it. To keep bosses happy, Tenumah explained, agents develop tricks. If your average handle time is creeping up, hanging up on someone can bring it back down. If you’ve escalated too many times that day, you might “accidentally” transfer a caller back into the queue. Choices higher up the chain also add helpful friction, Tenumah said: Not hiring enough agents leads to longer wait times, which in turn weeds out a percentage of callers. Choosing cheaper telecom carriers leads to poor connection with offshore contact centers; many of the calls disconnect on their own…

Rebecca Harris has fielded calls—mainly for telephone-, internet-, and TV-service companies—since 2007. She calls the work “traumatic.”

“I’d want to do everything I can to help the person on the other end,” she told me. “But I had to pretend that I can’t, because they don’t want me to escalate the call.”…

Many customers called because they were feeling pinched by their bill. For a lot of them, a rebate was available. But between the callers and that rebate, the company had installed an expanse of sludge.

“They would outright tell you in training you’re not allowed to give them a rebate offer unless they ask you about it with specific words,” she said. “If they say they’re paying too much money, you couldn’t mention the rebate. Or if the customer was asking about a higher rebate but you knew there was a lower one, they trained us to redirect them to that one.””

So far, so tragic. So, what can you and I do about it? Mr Colin says that we can get together and have a party: “The domestic tasks weren’t new; the novelty was all the ways we were drowning in the basic administration of our own lives. I didn’t have a solution. But I had an idea for addressing it. I fired off an email to some friends, and on a Tuesday night, a tradition began.

“Admin Night” isn’t a party. It isn’t laborious taking-care-of-business. It’s both! At the appointed hour, friends come over with beer and a folder of disputed charges, expiring miles, summer-camp paperwork. Five minutes of chitchat, half an hour of quiet admin, rinse, repeat. At the end of each gathering, everyone names a minor bureaucratic victory and the group lets out a supportive cheer.”

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