Consistent Compounders

RBI’s Report Flags Canaries in the Coalmine

Whilst India’s net household financial savings have improved in FY25, RBI’s latest Financial Stability Report (FSR) explains why the situation continues to deteriorate when it comes to household debt. The RBI’s report points to: Increased leverage of households, specifically for the purpose of consumption and not creation of assets; and Higher write-offs and rising slippages for private banks and NBFCs respectively. […]

Jan 20, 2026 . 8 MIN READ
Consistent Compounders

Short read: The lessons of the terrorist violence of the 1970s

It has been more than two years since the deadly October 7th, 2023, terror attacks in Israel and Israel’s retaliatory attacks in Gaza. Here’s a new book that aims to take us back to the beginning of the emergence of militant outfits in the region – the 1970s. The Economist reviews The Revolutionists: The Story […]

Jan 19, 2026 . 4 MIN READ
Consistent Compounders

Short read: How Haryana turned around sex ratio at birth, now close to national average

We have been documenting the rise of the Indian woman through books, blogs and here in 3L&3S. We are glad to report a remarkably refreshing news in that direction. Much of India, especially North India, has historically suffered from the male child preference resulting in female infanticides and in turn a lop-sided sex ratio. Haryana […]

Jan 19, 2026 . 3 MIN READ
Consistent Compounders

Short read: Gujarat’s surprise hilsa boom feeds Bengal’s most prized appetite

India’s flora & fauna surprises you in the most unexpected ways. Manisha Mondal’s delightful story in The Print is about a stunning reversal of fortune. She writes: “For decades, Bengal’s beloved hilsa came from two places — the Padma in Bangladesh and rivers closer home. Over the last two years, both have faltered. In their […]

Jan 19, 2026 . 2 MIN READ
Consistent Compounders

Long read: Curious about a digital ‘detox’? Here’s what you should know

There is growing awareness about the ill effects of spending time online – the global average is 2.5hrs a day. In response to this awareness, there is a plethora of new start-up ventures claiming to help us deal with this. We featured the boom in digital detox in a piece few weeks ago and why […]

Jan 19, 2026 . 3 MIN READ
Consistent Compounders

Long read: The continued mysteries surrounding the intelligence operation to seize Maduro

We have never seen anything like Operation ‘Absolute Resolve’, the US Marines’ daring grab of Nicolas Maduro on 3rd January without a single casualty on the American side. As we seek to understand the daring operation better, in last week’s edition of Three Longs & Shorts, we highlighted Tracy Schuchart’s piece (see https://renegaderesources.pro/p/the-venezuelan-oil-narative-is-pure ) highlighting […]

Jan 19, 2026 . 4 MIN READ
Consistent Compounders

Long read: 25 Lessons on Money and Meaning

Jacob Schroeder is an American freelance writer on personal finance subjects. Over the Christmas break he posted a blog on earning, saving & investing money which we found to be thought provoking. Having dwelled on his blog for a couple of weeks, we think there are 3 different ways in which what Mr Schroeder is […]

Jan 19, 2026 . 4 MIN READ
Consistent Compounders

Marcellus’ Portfolio Updates & Insights – January 2026

                             marcellus.in  From Our CIO’s Desk How Four Mega-Reforms by the Indian Government and the RBI Dismantled the Barriers to International Capital. RBI data reveals a staggering 58% surge in capital outflows from India over the past 5 years. This shift underscores a critical imperative: the necessity of investing in dollar-denominated assets. This is particularly […]

Jan 16, 2026 . 9 MIN READ
Consistent Compounders

Three Types of Investments Not Available in India

US+Canada and Developed Europe account of 51% and 14% respectively of the world’s stockmarket capitalisation of $151 trillion. In contrast, India account for a mere 3.5% of the world’s market cap. Naturally therefore there are several different types of companies which are available for investment in the developed markets which are, as yet, not available […]

Jan 14, 2026 . 6 MIN READ
Consistent Compounders

Short read: A Few Things I’m Pretty Sure About

Morgan Housel is back with this gem – a collection of his thoughts on a few unconnected topics. We share one while we list the others, for every Housel post deserves to be read in its entirety. “I broke my back skiing when I was a teenager. It’s still screwed up and I occasionally tweak […]

Jan 12, 2026 . 2 MIN READ
Consistent Compounders

Short read: Seven rare frogs die in Kerala, put focus on threats from photo tourism

In the vastness of India are hidden wonders that leave even seasoned travellers like us stunned. One of the first things we learnt in the New Year was in the Western Ghats of Kerala, under rotting logs lives a tiny frog which is not found anywhere else in the world. This Scroll article says, “The […]

Jan 12, 2026 . 2 MIN READ
Consistent Compounders

Short read: Why America’s innovation ecosystem will survive Trump’s cuts to R&D

James Wood teaches at Cambridge University. In this blog he says that the funding cuts that Donald Trump started expediting a year ago (with respect to American universities’ and research institutions’ R&D budgets) will NOT stymie America’s ability to compete with China. Why so? Mr Wood says,“… America’s “polycentric innovation state” – a hybrid system […]

Jan 12, 2026 . 3 MIN READ

For more content on our strategy, visit the archives GO TO ARCHIVES

2026 © | All rights reserved.

Privacy Policy | Terms and Conditions